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Take Advantage of Free Financial Planning Workshops!

Workshop

Find a Workshop Near You
If you are interested in attending a live in-person workshop or virtual webinar, please visit the Workshop Calendar for the list of scheduled workshops and for registration instructions. This schedule is updated weekly, so keep checking the site for updates!

Employers
To schedule an in-person workshop or live webinar for your FRS employees, please reach out to Angela Ko by email at Angela.Ko@ey.com or by telephone at 201-872-0176.


USING THE FRS TO PLAN FOR YOUR RETIREMENT

This 90-minute retirement planning workshop provides an overview of the FRS and helps you understand the nuts and bolts of planning for your retirement. The workshop will demonstrate how everyday living expenses and inflation dramatically reduce your fixed retirement income. You will see the role the FRS Retirement Plans play in meeting your financial goals as well as the income gap that must be made up through saving and investing. You will leave the workshop with a full understanding of the ongoing financial planning resources available to you as a member of the FRS.

Workshop Slides

Recorded on January 22, 2024


Key Topics:
  • Free Planning Resources
  • 6 Step Retirement Planning Process
  • FRS Pension Plan including DROP
  • FRS Investment Plan
  • 2nd Election
  • Social Security
  • The Importance of Saving Early
  • Deferred Compensation, 403(b), and IRAs

Target Audience:

Everyone from Early to Late Career employees

USANDO EL FRS PARA PLANIFICAR SU JUBILIACIÓN

Este taller de 90 minutos es para la planificación de la jubilación y le ofrece una descripción general del FRS. También le ayudará a comprender los elementos básicos para planificar su jubilación. El taller le demostrará cómo los gastos diarios y la inflación drásticamente reducen sus ingresos fijos de jubilación. Podrá ver cómo los planes de retiro del FRS le ayudan con sus metas financieras, así cómo la diferencia de ingresos que debe ser compuesto por medio del ahorro y la inversión. Usted saldrá del taller con una comprensión completa de los recursos de la planificación financiera que son disponibles para los miembros del FRS.

Workshop Slides

30 de enero de 2024


Temas Principales:
  • Recursos de Planificación Gratuitos
  • Proceso de 6 Pasos para Planificar la Jubilación
  • Plan de Pension del FRS incuyendo DROP
  • Plan de Inversión del FRS
  • Segunda Elección
  • La Importancia de Ahorrar Temprano
  • Seguro Social
  • Compensión Deferido y 403(b) IRAs

Audiencia:

Todos los Empleados en Cualquier Etapa de su Carrera.

NEARING RETIREMENT IN THE FRS

This workshop focuses on discussing practical issues important for those nearing retirement. Topics include setting retirement goals, including income needs, and understanding your sources of retirement income, including FRS plans and Social Security. We'll look at distribution options for various plans and explore how to create an annual income stream in retirement that can last your lifetime. The workshop will explain taxation, required minimum distributions and the potential order for withdrawals. Throughout the workshop, we'll highlight the many resources available to you as an FRS employee.

Workshop Slides

Recorded on October 3, 2023


Key Topics:
  • Setting retirement goals
  • Retirement expenses and budgeting
  • Fixed Income Streams (Pension Plan, Social Security, etc.)
  • Flexible Income from Assets (Investment Plan, DROP, 403(b), 457, IRAs, etc.)
  • Converting assets to income streams
  • Retirement distribution tax issues
  • Free Planning Resources

Target Audience:

Employees within 5 - 10 years of retirement

ACERCÁNDOSE A LA JUBILACIOÁN EN EL FRS

Este taller se concentra en asuntos prácticos que son importantes para miembros acercándose a la jubilación. Los temas incluyen: establecer metas de retiro y comprensión de fuentes de ingresos incluyendo los planes del FRS y el Seguro Social. Hablaremos sobre las opciones de distribución de varios planes y como crear un plan de ingresos anuales que le durarán por vida. Este taller le explicará temas de impuestos y distribuciones mínimas obligatorias impuestas por el gobierno federal. Además, repasaremos los recursos disponibles para usted como empleado del FRS.

Workshop Slides

Grabado el 6 de abril 2022


Temas de importancia:
  • Establecer metas de jubilación
  • Gastos y presupuestos durante el retiro
  • Ingresos Fijos (Plan de pensión, Seguro Social, etc.)
  • Ingresos Flexibles de Activos (Plan de inversión, DROP, 403(b), 457, IRAs, etc.)
  • Conversión de activos a fuentes de ingresos
  • Asuntos relacionados con los impuestos de distribuciones
  • Recursos gratuitos para la planificación

Público objetivo:

Para los empleados dentro de 5 a 10 años de la jubilación.

PROTECTING YOURSELF AND YOUR LOVED ONES

This 90-minute estate and insurance planning workshop is designed to assist you in understanding the importance of protecting yourself and your entire family. The workshop will answer questions on how FRS and Social Security benefits affect your survivors, why you should have a will, living will, power of attorney, and other essential estate documents. We'll also review a number of financial risks life may pose, and how you can use medical, disability, property, long-term care and life insurance to help protect against such risks.

Workshop Slides

Recorded on April 4, 2023
Key Topics:

  • Wills & Other Legal Documents
  • Life, Medical, Disability, Property, and Long-Term Care Insurance
  • Survivor Benefits - FRS + Social Security
  • Gifting
  • Estate Tax Calculation & Issues

Target Audience:

Everyone

INVESTMENT PLANNING

This 90-minute workshop provides a six-step process for managing your investments. We'll discuss the different types of asset classes and how to allocate funds among your investment choices. We'll review the sources of investment risk and solid techniques for managing those risks. This workshop will also help you make sound investment decisions with the assistance of the MyFRS Financial Guidance Line and the Advisor Service. A great planning workshop no matter which Retirement Plan you participate in.

Workshop Slides

Recorded on July 6, 2023


Key Topics:
  • Asset Allocation
  • Understanding and minimizing risk
  • Free Planning Resources

Target Audience:

Everyone

NEW EMPLOYEE RETIREMENT PLAN CHOICE WORKSHOP

This retirement plan choice education workshop is for new employees who want to learn about the FRS Retirement Plans.

Workshop Slides

Recorded on January 31, 2023


Key Topics:
  • Understanding your choice
  • Pension vs. Investment Plan comparison
  • Free Planning Resources
  • Retirement Choice Process

Target Audience:

New hires within the 8 month election window.

TALLERES PARA ELEGIR SU OPCIÓN DE JUBILACIÓN PARA EMPLEADOS NUEVOS

Este taller educativo es para empleados nuevos que quieren entender los planes de jubilación del FRS.

Workshop Slides

Grabado el 4 de abril 2023


Temas Principales:
  • Entendiendo su opción
  • Plan de Pensión v Plan de Inversión
  • Recursos de Planificación Gratuitos
  • Proceso para elegir su opción

Audiencia:

Empleados nuevos que están entre sus ventanas de elección inicial de 6 meses.

EDUCATION PLANNING

Children are the future, but funding their education comes at no small cost. This 60-minute workshop will help you estimate the costs of education and identify ways to pay for schooling. Tax advantaged savings vehicles, including information on Florida-sponsored plans, will be explored as well as various types of financial aid as a means to cover expenses. Whether your child is near or far from beginning their higher education, this workshop will help you identify the costs associated with college, ways to pay for them and understand the financial aid application process.

Workshop Slides

Recorded on July 7, 2023


Key Topics:
  • 6 Step Process for Education Funding
  • Free Planning Resources
  • Costs of Education
  • Savings/Investing Strategies for Education
  • Financial Aid

Target Audience:

Employees with Education Funding Goals

TAKING CONTROL OF YOUR FINANCES: 60 MINUTES

This 60-minute workshop provides a four-step process for managing your income, expenses and debts. We'll help you evaluate current spending, develop a plan for the reduction and prevention of debt, and create a budget. You will leave the workshop with a full understanding of the ongoing financial planning resources available to help you take control of your finances and budget your way to a secure financial future.

Workshop Slides

Recorded on July 6, 2023


Key Topics:
  • 4 Steps for Income, Expenses & Debt Management
  • Analyzing Spending
  • Managing Debt Wisely
  • Creating a Spending Plan
  • Budgeting for Retirement
  • Free Planning Resources

Target Audience:

Everyone

TAKING CONTROL OF YOUR FINANCES: 90 MINUTES

This 90-minute workshop is designed to help evaluate your current spending habits and create a plan to help accomplish your financial goals. Tips for reducing expenses, managing debt, repaying student loans and making decisions on the best use of available funds will be explored. We will also discuss how and when to review your credit reports and what makes up your FICO score. You will learn how to balance managing your everyday expenses while thoughtfully saving for your future. You will leave the workshop with a full understanding of the ongoing financial planning resources available to help you reduce debt, manage your credit and budget your way to a secure financial future.

Workshop Slides

Recorded on January 31, 2023


Key Topics:
  • Reducing Expenses
  • Analyzing Spending
  • Managing Debt Wisely
  • Creating a Spending Plan
  • Repaying Student Loans
  • Understanding Credit Reports/FICO Score
  • Free Planning Resources

Target Audience:

Everyone

INCOME TAX PLANNING

This 90-minute tax planning workshop will help you understand the basics of the Federal tax form 1040, help you learn ways to reduce your taxable income, and even exclude some income from tax altogether! You will learn about the more common deductions and credits available to taxpayers, how much to have withheld from your paychecks, and how to avoid IRS penalties. Additionally, we will discuss an action plan that utilizes tax advantaged retirement savings accounts as a means of efficiently saving for your retirement. Your action plan will help organize the steps you can legally take throughout the year to minimize your exposure to Federal income tax.

Workshop Slides

Recorded on January 22, 2024


Key Topics:
  • Understand federal tax form 1040
  • Learn the basic tax calculation
  • Review of the current tax brackets
  • Understand common deductions and credits
  • Know what determines paycheck withholdings
  • Understand tax advantaged retirement savings accounts
  • Learn to use free planning resources
  • Recognizing opportunities to reduce and manage taxes

Target Audience:

Everyone

UNDERSTANDING THE FRS INVESTMENT PLAN

This 90-minute FRS Investment Plan workshop is designed to help Investment Plan members better understand their benefits, while also helping FRS Pension Plan members determine if switching to the Investment Plan is the right move for them. After attending this workshop you will understand all aspects of the FRS Investment Plan, including plan features, payment options, investment fund choices, and the tools available to help you with your investment selections. You will learn how to use your second election, and discover the resource tools available to help you decide if switching plans is the right move for you.

Workshop Slides

Recorded on July 7, 2023

Key Topics:

  • Understanding the FRS Plans
  • 2nd Election
  • Investment Fund Choices
  • Advisor Service
  • Investment Plan Features
  • Free Planning Resources

Target Audience:

Investment Plan members and Pension Plan members considering switching to the Investment Plan.

SOCIAL SECURITY AND YOUR RETIREMENT

How well do you know the role that Social Security will play in your retirement? This 60-minute workshop will walk you through the basics. Learn how to qualify for a benefit, how to obtain and understand benefit estimates and the rules for taxation of benefits. You’ll also get guidance on deciding when to start collecting.

Workshop Slides

Recorded on October 2, 2023
Key Topics:

  • Qualifying for benefits
  • Early, full and delayed benefits
  • Spousal and survivor benefits
  • Obtaining benefit estimates
  • Benefit calculation
  • Taxation of benefits
  • Deciding "when" to begin benefits
  • Free planning resources

Target Audience:

Employees within 5 - 10 years of retirement

FRS RETIREMENT SEMINAR

Retirement planning is a life-long process; one that begins on the day you start working and continues until the end of your life. With so many important decisions to be made, it’s vital that you have all the facts before you make the switch from work to retirement. We invite you to attend this Retirement Seminar and gain the knowledge required to prepare for retirement in a more confident and systemic manner. During the seminar we will review your sources of retirement income, including Social Security, and the FRS Pension and Investment Plans. We will also discuss how to protect yourself and your loved ones as we explore important insurance and estate planning concepts. You will leave the seminar knowing which steps to take next and what tools and resources are available to assist you.


Key Topics:
Target Audience:

Everyone

Understanding Your Benefits under the FRS Pension Plan

This 90 minute FRS Pension Plan workshop is brought to you by the Florida Department of Management Services - Division of Retirement. EY, of the FRS Guidance Program, assists the division in presenting this workshop on their behalf. This workshop provides an explanation of benefits under the FRS Pension Plan, as well as, useful information in preparation for retirement from the FRS Pension Plan. Members will learn plan details and requirements, procedures to follow when applying for retirement benefits and information about federal withholding taxes, direct deposit of monthly benefits, the health insurance subsidy and reemployment after you retire.

Workshop Slides

Recorded on October 2, 2023
Note: ASL interpretation is available


Key Topics:
  • Pension Plan Benefits
  • Preparing to retire under the Pension Plan
  • How to apply for retirement benefits
  • Tax withholdings, Direct Deposit
  • Health Insurance subsidy
  • Reemployment

Target Audience:

Everyone from Early to Late Career employees

Group Health Insurance

The Continuing State Group Insurance Benefits as a Retiree presentation will provide members retiring from a State agency with information on available health plans as a retiree, monthly premiums, savings and spending accounts, surviving spouse coverage, and making health insurance changes after retirement.

Workshop Slides

Recorded on October 3, 2023

Key Topics:

  • Retiree Health Plans
  • Monthly Premiums
  • Saving and spending accounts
  • Coverage for surviving spouse

Target Audience:

State Agency Employees

  • Using the FRS to Plan for Your Retirement
    USING THE FRS TO PLAN FOR YOUR RETIREMENT

    This 90-minute retirement planning workshop provides an overview of the FRS and helps you understand the nuts and bolts of planning for your retirement. The workshop will demonstrate how everyday living expenses and inflation dramatically reduce your fixed retirement income. You will see the role the FRS Retirement Plans play in meeting your financial goals as well as the income gap that must be made up through saving and investing. You will leave the workshop with a full understanding of the ongoing financial planning resources available to you as a member of the FRS.

    Workshop Slides

    Recorded on January 22, 2024


    Key Topics:
    • Free Planning Resources
    • 6 Step Retirement Planning Process
    • FRS Pension Plan including DROP
    • FRS Investment Plan
    • 2nd Election
    • Social Security
    • The Importance of Saving Early
    • Deferred Compensation, 403(b), and IRAs

    Target Audience:

    Everyone from Early to Late Career employees

  • Using the FRS to Plan for Your Retirement - Spanish
    USANDO EL FRS PARA PLANIFICAR SU JUBILIACIÓN

    Este taller de 90 minutos es para la planificación de la jubilación y le ofrece una descripción general del FRS. También le ayudará a comprender los elementos básicos para planificar su jubilación. El taller le demostrará cómo los gastos diarios y la inflación drásticamente reducen sus ingresos fijos de jubilación. Podrá ver cómo los planes de retiro del FRS le ayudan con sus metas financieras, así cómo la diferencia de ingresos que debe ser compuesto por medio del ahorro y la inversión. Usted saldrá del taller con una comprensión completa de los recursos de la planificación financiera que son disponibles para los miembros del FRS.

    Workshop Slides

    30 de enero de 2024


    Temas Principales:
    • Recursos de Planificación Gratuitos
    • Proceso de 6 Pasos para Planificar la Jubilación
    • Plan de Pension del FRS incuyendo DROP
    • Plan de Inversión del FRS
    • Segunda Elección
    • La Importancia de Ahorrar Temprano
    • Seguro Social
    • Compensión Deferido y 403(b) IRAs

    Audiencia:

    Todos los Empleados en Cualquier Etapa de su Carrera.

  • Nearing Retirement in the FRS
    NEARING RETIREMENT IN THE FRS

    This workshop focuses on discussing practical issues important for those nearing retirement. Topics include setting retirement goals, including income needs, and understanding your sources of retirement income, including FRS plans and Social Security. We'll look at distribution options for various plans and explore how to create an annual income stream in retirement that can last your lifetime. The workshop will explain taxation, required minimum distributions and the potential order for withdrawals. Throughout the workshop, we'll highlight the many resources available to you as an FRS employee.

    Workshop Slides

    Recorded on October 3, 2023


    Key Topics:
    • Setting retirement goals
    • Retirement expenses and budgeting
    • Fixed Income Streams (Pension Plan, Social Security, etc.)
    • Flexible Income from Assets (Investment Plan, DROP, 403(b), 457, IRAs, etc.)
    • Converting assets to income streams
    • Retirement distribution tax issues
    • Free Planning Resources

    Target Audience:

    Employees within 5 - 10 years of retirement

  • Nearing Retirement in the FRS - Spanish
    ACERCÁNDOSE A LA JUBILACIOÁN EN EL FRS

    Este taller se concentra en asuntos prácticos que son importantes para miembros acercándose a la jubilación. Los temas incluyen: establecer metas de retiro y comprensión de fuentes de ingresos incluyendo los planes del FRS y el Seguro Social. Hablaremos sobre las opciones de distribución de varios planes y como crear un plan de ingresos anuales que le durarán por vida. Este taller le explicará temas de impuestos y distribuciones mínimas obligatorias impuestas por el gobierno federal. Además, repasaremos los recursos disponibles para usted como empleado del FRS.

    Workshop Slides

    Grabado el 6 de abril 2022


    Temas de importancia:
    • Establecer metas de jubilación
    • Gastos y presupuestos durante el retiro
    • Ingresos Fijos (Plan de pensión, Seguro Social, etc.)
    • Ingresos Flexibles de Activos (Plan de inversión, DROP, 403(b), 457, IRAs, etc.)
    • Conversión de activos a fuentes de ingresos
    • Asuntos relacionados con los impuestos de distribuciones
    • Recursos gratuitos para la planificación

    Público objetivo:

    Para los empleados dentro de 5 a 10 años de la jubilación.

  • Protecting Yourself and Your Loved Ones
    PROTECTING YOURSELF AND YOUR LOVED ONES

    This 90-minute estate and insurance planning workshop is designed to assist you in understanding the importance of protecting yourself and your entire family. The workshop will answer questions on how FRS and Social Security benefits affect your survivors, why you should have a will, living will, power of attorney, and other essential estate documents. We'll also review a number of financial risks life may pose, and how you can use medical, disability, property, long-term care and life insurance to help protect against such risks.

    Workshop Slides

    Recorded on April 4, 2023
    Key Topics:

    • Wills & Other Legal Documents
    • Life, Medical, Disability, Property, and Long-Term Care Insurance
    • Survivor Benefits - FRS + Social Security
    • Gifting
    • Estate Tax Calculation & Issues

    Target Audience:

    Everyone

  • Investment Planning
    INVESTMENT PLANNING

    This 90-minute workshop provides a six-step process for managing your investments. We'll discuss the different types of asset classes and how to allocate funds among your investment choices. We'll review the sources of investment risk and solid techniques for managing those risks. This workshop will also help you make sound investment decisions with the assistance of the MyFRS Financial Guidance Line and the Advisor Service. A great planning workshop no matter which Retirement Plan you participate in.

    Workshop Slides

    Recorded on July 6, 2023


    Key Topics:
    • Asset Allocation
    • Understanding and minimizing risk
    • Free Planning Resources

    Target Audience:

    Everyone

  • New Employee Retirement Plan Choice Workshop
    NEW EMPLOYEE RETIREMENT PLAN CHOICE WORKSHOP

    This retirement plan choice education workshop is for new employees who want to learn about the FRS Retirement Plans.

    Workshop Slides

    Recorded on January 31, 2023


    Key Topics:
    • Understanding your choice
    • Pension vs. Investment Plan comparison
    • Free Planning Resources
    • Retirement Choice Process

    Target Audience:

    New hires within the 8 month election window.

  • New Employee Retirement Plan Choice Workshop - Spanish
    TALLERES PARA ELEGIR SU OPCIÓN DE JUBILACIÓN PARA EMPLEADOS NUEVOS

    Este taller educativo es para empleados nuevos que quieren entender los planes de jubilación del FRS.

    Workshop Slides

    Grabado el 4 de abril 2023


    Temas Principales:
    • Entendiendo su opción
    • Plan de Pensión v Plan de Inversión
    • Recursos de Planificación Gratuitos
    • Proceso para elegir su opción

    Audiencia:

    Empleados nuevos que están entre sus ventanas de elección inicial de 6 meses.

  • Education Planning
    EDUCATION PLANNING

    Children are the future, but funding their education comes at no small cost. This 60-minute workshop will help you estimate the costs of education and identify ways to pay for schooling. Tax advantaged savings vehicles, including information on Florida-sponsored plans, will be explored as well as various types of financial aid as a means to cover expenses. Whether your child is near or far from beginning their higher education, this workshop will help you identify the costs associated with college, ways to pay for them and understand the financial aid application process.

    Workshop Slides

    Recorded on July 7, 2023


    Key Topics:
    • 6 Step Process for Education Funding
    • Free Planning Resources
    • Costs of Education
    • Savings/Investing Strategies for Education
    • Financial Aid

    Target Audience:

    Employees with Education Funding Goals

  • Taking Control of Your Finances: 60 Minutes
    TAKING CONTROL OF YOUR FINANCES: 60 MINUTES

    This 60-minute workshop provides a four-step process for managing your income, expenses and debts. We'll help you evaluate current spending, develop a plan for the reduction and prevention of debt, and create a budget. You will leave the workshop with a full understanding of the ongoing financial planning resources available to help you take control of your finances and budget your way to a secure financial future.

    Workshop Slides

    Recorded on July 6, 2023


    Key Topics:
    • 4 Steps for Income, Expenses & Debt Management
    • Analyzing Spending
    • Managing Debt Wisely
    • Creating a Spending Plan
    • Budgeting for Retirement
    • Free Planning Resources

    Target Audience:

    Everyone

  • Taking Control of Your Finances: 90 Minutes
    TAKING CONTROL OF YOUR FINANCES: 90 MINUTES

    This 90-minute workshop is designed to help evaluate your current spending habits and create a plan to help accomplish your financial goals. Tips for reducing expenses, managing debt, repaying student loans and making decisions on the best use of available funds will be explored. We will also discuss how and when to review your credit reports and what makes up your FICO score. You will learn how to balance managing your everyday expenses while thoughtfully saving for your future. You will leave the workshop with a full understanding of the ongoing financial planning resources available to help you reduce debt, manage your credit and budget your way to a secure financial future.

    Workshop Slides

    Recorded on January 31, 2023


    Key Topics:
    • Reducing Expenses
    • Analyzing Spending
    • Managing Debt Wisely
    • Creating a Spending Plan
    • Repaying Student Loans
    • Understanding Credit Reports/FICO Score
    • Free Planning Resources

    Target Audience:

    Everyone

  • Income Tax Planning
    INCOME TAX PLANNING

    This 90-minute tax planning workshop will help you understand the basics of the Federal tax form 1040, help you learn ways to reduce your taxable income, and even exclude some income from tax altogether! You will learn about the more common deductions and credits available to taxpayers, how much to have withheld from your paychecks, and how to avoid IRS penalties. Additionally, we will discuss an action plan that utilizes tax advantaged retirement savings accounts as a means of efficiently saving for your retirement. Your action plan will help organize the steps you can legally take throughout the year to minimize your exposure to Federal income tax.

    Workshop Slides

    Recorded on January 22, 2024


    Key Topics:
    • Understand federal tax form 1040
    • Learn the basic tax calculation
    • Review of the current tax brackets
    • Understand common deductions and credits
    • Know what determines paycheck withholdings
    • Understand tax advantaged retirement savings accounts
    • Learn to use free planning resources
    • Recognizing opportunities to reduce and manage taxes

    Target Audience:

    Everyone

  • Understanding the FRS Investment Plan
    UNDERSTANDING THE FRS INVESTMENT PLAN

    This 90-minute FRS Investment Plan workshop is designed to help Investment Plan members better understand their benefits, while also helping FRS Pension Plan members determine if switching to the Investment Plan is the right move for them. After attending this workshop you will understand all aspects of the FRS Investment Plan, including plan features, payment options, investment fund choices, and the tools available to help you with your investment selections. You will learn how to use your second election, and discover the resource tools available to help you decide if switching plans is the right move for you.

    Workshop Slides

    Recorded on July 7, 2023

    Key Topics:

    • Understanding the FRS Plans
    • 2nd Election
    • Investment Fund Choices
    • Advisor Service
    • Investment Plan Features
    • Free Planning Resources

    Target Audience:

    Investment Plan members and Pension Plan members considering switching to the Investment Plan.

  • Social Security and Your Retirement
    SOCIAL SECURITY AND YOUR RETIREMENT

    How well do you know the role that Social Security will play in your retirement? This 60-minute workshop will walk you through the basics. Learn how to qualify for a benefit, how to obtain and understand benefit estimates and the rules for taxation of benefits. You’ll also get guidance on deciding when to start collecting.

    Workshop Slides

    Recorded on October 2, 2023
    Key Topics:

    • Qualifying for benefits
    • Early, full and delayed benefits
    • Spousal and survivor benefits
    • Obtaining benefit estimates
    • Benefit calculation
    • Taxation of benefits
    • Deciding "when" to begin benefits
    • Free planning resources

    Target Audience:

    Employees within 5 - 10 years of retirement

  • FRS Retirement Seminar
    FRS RETIREMENT SEMINAR

    Retirement planning is a life-long process; one that begins on the day you start working and continues until the end of your life. With so many important decisions to be made, it’s vital that you have all the facts before you make the switch from work to retirement. We invite you to attend this Retirement Seminar and gain the knowledge required to prepare for retirement in a more confident and systemic manner. During the seminar we will review your sources of retirement income, including Social Security, and the FRS Pension and Investment Plans. We will also discuss how to protect yourself and your loved ones as we explore important insurance and estate planning concepts. You will leave the seminar knowing which steps to take next and what tools and resources are available to assist you.


    Key Topics:
    • Protecting Yourself and Your Loved Ones

      Note: ASL interpretation is available

    • Social Security and Your Retirement

      Note: ASL interpretation is available

    • Understanding the FRS Investment Plan

      Note: ASL interpretation is available

    • Understanding Your Benefits Under the FRS Pension Plan

      Note: ASL interpretation is available


    Target Audience:

    Everyone

  • Understanding Your Benefits under the FRS Pension Plan
    Understanding Your Benefits under the FRS Pension Plan

    This 90 minute FRS Pension Plan workshop is brought to you by the Florida Department of Management Services - Division of Retirement. EY, of the FRS Guidance Program, assists the division in presenting this workshop on their behalf. This workshop provides an explanation of benefits under the FRS Pension Plan, as well as, useful information in preparation for retirement from the FRS Pension Plan. Members will learn plan details and requirements, procedures to follow when applying for retirement benefits and information about federal withholding taxes, direct deposit of monthly benefits, the health insurance subsidy and reemployment after you retire.

    Workshop Slides

    Recorded on October 2, 2023
    Note: ASL interpretation is available


    Key Topics:
    • Pension Plan Benefits
    • Preparing to retire under the Pension Plan
    • How to apply for retirement benefits
    • Tax withholdings, Direct Deposit
    • Health Insurance subsidy
    • Reemployment

    Target Audience:

    Everyone from Early to Late Career employees

  • Group Health Insurance
    Group Health Insurance

    The Continuing State Group Insurance Benefits as a Retiree presentation will provide members retiring from a State agency with information on available health plans as a retiree, monthly premiums, savings and spending accounts, surviving spouse coverage, and making health insurance changes after retirement.

    Workshop Slides

    Recorded on October 3, 2023

    Key Topics:

    • Retiree Health Plans
    • Monthly Premiums
    • Saving and spending accounts
    • Coverage for surviving spouse

    Target Audience:

    State Agency Employees