Investment Funds You Can Choose

Core funds invest in a very broad portion of an asset class and can help you form the "core" of your portfolio
Specialty funds invest in a portion of an asset class and can help you "fine-tune" your portfolio
Balanced funds invest in multiple asset classes and are good for "one-stop-shopping"

The FRS Investment Plan features 20 funds, which are spread across five asset classes. Within an asset class, there are core funds and specialty funds. There's also a special category of fund called a balanced fund that's a mixture of various asset classes.

Select an Investment Fund Tab or a link below to see fund thumbnails, profiles, scorecards, and details.

Here are the choices available to you:

	Single Asset Class Funds
Asset Class	Core	Specialty	Balanced Funds
Money Market	1 fund	-none-	3 Balanced Funds to match your risk tolerance: Conservative, Moderate, Aggressive
U.S. Treasury Inflation Protected Securities	1 fund	-none-
Bonds	2 funds	2 funds
U.S. Stocks	2 funds	6 funds
Foreign Stocks	2 funds	-none-
Global	1 fund	-none-

Asset classes are the basic building blocks for your retirement investment strategy. They are groups of investments that are similar and whose values react to changes in the economy in the same way.

The right mix of asset classes, or diversification, helps spread investment risk, and allows you to set how much risk you want in your savings. In fact, experts say that 90% of your investment success will be based on getting the right balance of investments in your retirement savings. Financial planners call this "asset allocation."