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Take Advantage of Free Financial Planning Workshops!

Conducted by experienced financial planners from Ernst & Young, our workshops consistently receive 5½ stars out of 6. Plus, 99% of those who have attended say they would recommend the workshop to others.
In addition to conducting workshops at a location near you, we also offer a set of workshops live via the Internet four times a year. See the latest schedule.

Click here to be notified about upcoming workshops in your area.

Click on each workshop title for a detailed description:
Using the FRS to Plan for Your Retirement
Nearing Retirement in the FRS
Estate Planning: Protecting Your Family
Investment Planning for Everyone - The Basics
Investment Planning for Everyone - The Details
New Employee Retirement Plan Choice Workshops
Cash and Debt Management: Smart Spending and Saving for Retirement
Education Planning: Funding the Future
Estate Planning: Caring for Your Loved Ones
Insurance Planning: Protecting Your Loved Ones
Income Tax Planning: Smart Planning for Your Taxes
FRS Investment Plan: Understanding Your Benefits


USING THE FRS TO PLAN FOR YOUR RETIREMENT
This 90-minute retirement planning workshop provides an overview of the FRS and helps you understand the nuts and bolts of planning for your retirement. The workshop will demonstrate how everyday living expenses and inflation dramatically reduce your fixed retirement income. You will see the role the FRS Retirement Plans play in meeting your financial goals as well as the income gap that must be made up through saving and investing. You will leave the workshop with a full understanding of the ongoing financial planning resources available to you as a member of the FRS.
Launch in external player
Recorded on January 28, 2014
The slides referenced in the workshop are available here.
Key Topics:
  • Free Planning Resources
  • 6 Step Retirement Planning Process
  • FRS Pension Plan incl. DROP
  • FRS Investment Plan
  • 2nd Election
  • Social Security
  • The Importance of Saving Early
  • Deferred Comp & 403(b) IRAs
Target Audience:
Everyone from Early to Late Career employees
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NEARING RETIREMENT IN THE FRS
This workshop focuses on discussing practical issues important for those nearing retirement. Topics include setting retirement goals including income needs and understanding your sources of retirement income including FRS plans and Social Security. We'll look at distribution options for various plans and explore how to create an annual income stream in retirement that can last your lifetime. The workshop will explain taxation, required minimum distributions and the potential order for withdrawals. Throughout the workshop, we'll highlight the many resources available to you as an FRS employee.
Launch in external player
Recorded on October 23, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • Setting retirement goals
  • Retirement expenses and budgeting
  • Fixed Income Streams (Pension Plan, Social Security, etc.)
  • Flexible Income from Assets (Investment Plan, DROP, 403(b), 457, IRAs, etc.)
  • Converting assets to income streams
  • Retirement distribution tax issues
  • Free Planning Resources
Target Audience:
Employees within 5 - 10 years of retirement
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ESTATE PLANNING: PROTECTING YOUR FAMILY
This 90-minute estate planning workshop is designed to assist you in understanding the importance of protecting you and your entire family. The workshop will answer questions on how FRS and Social Security benefits affect your survivors, why you should have a living will, health care proxy, durable power of attorney, and more. Myths like "I don't have enough assets for estate planning" and "I don't need a will - my spouse will inherit everything" will be dispelled, and you will receive practical actions steps and a review of planning resources.
Launch in external player
Recorded on May 1, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • Wills & Other Legal Documents
  • Life Insurance
  • Survivor Benefits - FRS + Social Security
  • Gifting
  • Estate Tax Calculation & Issues
Target Audience:
Everyone
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INVESTMENT PLANNING FOR EVERYONE - THE BASICS
This workshop gets beyond technical and confusing terms to reveal sound basic investment principles that every participant can understand and follow. The workshop will cover the different types of asset classes and how to allocate funds among those asset classes based on tolerance for risk. This workshop will help you make sound investment decisions with the assistance of the MyFRS Financial Guidance Line and the Advisor Service. A great planning workshop no matter which Retirement Plan you participate in.
Launch in external player
Recorded on January 28, 2014
The slides referenced in the workshop are available here.
Key Topics:
  • The importance of saving and investing
  • Inflation and Real Return
  • Investment Planning Process
  • Understanding basic Investment Choices
  • Asset Allocation
  • Intro to mutual funds
  • Where to Invest
  • Free Planning Resources
Target Audience:
Everyone
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INVESTMENT PLANNING FOR EVERYONE - THE DETAILS
This workshop expands upon the basic investment concepts introduced in The Basics. We'll review the sources of investment risk and solid techniques for managing that risk. The workshop will drill down into the sub-asset classes to expand your knowledge of investment choices. We'll introduce the theory behind asset allocation and also talk about how to evaluate and choose among mutual funds. The free FRS resources will be highlighted to get you comfortable with using them.
Launch in external player
Recorded on October 22, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • Understanding and minimizing risk
  • Detailed asset class discussion
  • Modern Portfolio Theory and Asset Allocation
  • Assessing and selecting mutual funds
  • Free Planning Resources
Target Audience:
Anyone who wants to expand their investment planning knowledge beyond the basics.
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NEW EMPLOYEE RETIREMENT PLAN CHOICE WORKSHOPS
This retirement plan choice education workshop is for new employees who want to learn about the FRS Retirement Plans.
Launch in external player
Recorded on October 23, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • Understanding your choice
  • Pension vs. Investment Plan comparison
  • Free Planning Resources
  • Retirement Choice Process
Target Audience:
New hires within the 6 month election window.
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CASH AND DEBT MANAGEMENT: SMART SPENDING AND SAVING FOR RETIREMENT
This 90-minute workshop is designed to help evaluate your current spending habits and create a plan to help accomplish your financial goals. Tips for reducing expenses, managing debt and making decisions on the best use of available funds will be explored. We will also discuss how and when to review your credit reports and what makes up your FICO score. You will learn how to balance managing your everyday expenses while thoughtfully saving for your future. Additionally, we will discuss an action plan that utilizes tax advantaged retirement savings accounts as a means of efficiently saving for your retirement. You will leave the workshop with a full understanding of the ongoing financial planning resources available to help you reduce debt, manage your credit and budget your way to a secure financial future.
Launch in external player
Recorded on July 23, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • 4 Steps for Cash & Debt Management
  • Free Planning Resources
  • Analyzing Spending
  • Managing Debt Wisely
  • Creating a Spending Plan
  • Budgeting for Retirement
  • Importance of pre-tax retirement savings
Target Audience:
Everyone
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EDUCATION PLANNING: FUNDING THE FUTURE
Children are the future, but funding their education comes at no small cost. This workshop will help you estimate the costs of education and identify ways to pay for schooling. Tax advantaged savings vehicles, including information on Florida-sponsored plans, will be explored as well as various types of financial aid as a means to cover expenses. Whether your child is near or far from beginning their higher education, this workshop will help you identify the costs associated with college, ways to pay for them and understand the financial aid application process.
Launch in external player
Recorded on April 30, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • 6 Step Process for Education Funding
  • Free Planning Resources
  • Costs of Education
  • Savings/Investing Strategies for Education
  • Financial Aid
Target Audience:
Employees with Education Funding Goals
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ESTATE PLANNING: CARING FOR YOUR LOVED ONES
The passing of a loved one can be the most traumatic time in a person's life. Would you or your loved ones know what to do in the event of a death and all that entails? This workshop will help you prepare for such times by providing an understanding of estate planning basics as well as debunk some of the myths surrounding this topic. You will leave this workshop understanding how estate planning can ensure assets get passed as you intend them, how to take care of your survivor's needs, the importance of health care directives and other legal documents as well as a basic understanding of the transfer tax system. Regardless of age and size of assets, estate planning is for everyone.
Launch in external player
The slides referenced in the workshop are available here.
Recorded on October 25, 2011
Key Topics:
  • Wills & Other Important Legal Documents
  • Property Transfer
  • Survivor Income Sources
  • Federal and State Estate Tax
  • Gifting
  • Finding an Attorney
  • Free Planning Resources
  • Investment Plan Survivor Counseling
Target Audience:
Everyone
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INSURANCE PLANNING: PROTECTING YOUR LOVED ONES
Life deals us many unexpected problems. Since all risk cannot be eliminated, you must protect yourself and your family from the dangers you face every day. Insurance is a way to shift some of that risk to provide financial protection so that your goals can still be accomplished. In this workshop, various insurance products will be examined as a way to protect your assets and income in the event of: death, medical problems, aging, disability, property loss/damage, or being sued. Once your risks have been identified, you will then understand how insurance can be used to live your life while having financial peace of mind.
Launch in external player
The slides referenced in the workshop are available here.
Recorded on January 29, 2013
Key Topics:
  • Understanding Insurable Risks
  • Managing Risk
  • Life Insurance
  • Health Insurances/Medicare/LTC
  • Disability Insurance
  • Property Insurance
  • Free Planning Resources
Target Audience:
Everyone
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INCOME TAX PLANNING: SMART PLANNING FOR YOUR TAXES
This tax planning workshop will help you understand the basics of the Federal tax form 1040, help you learn ways to reduce your taxable income, and even exclude some income from tax altogether! You will learn about the more common deductions and credits available to taxpayers, how much to have withheld from your paychecks, and how to avoid IRS penalties. Additionally, we will discuss an action plan that utilizes tax advantaged retirement savings accounts as a means of efficiently saving for your retirement. During the workshop you are encouraged to apply these tax savings opportunities to your own personal situation, and you will see how they apply to life events such as retirement and education planning. Your action plan will help organize the steps you can legally take throughout the year to minimize your exposure to Federal income tax.
Launch in external player
Recorded on January 30, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • Understand federal tax form 1040
  • Learn the basic tax calculation
  • Review of the current tax brackets
  • Understand common deductions and credits
  • Know what determines paycheck withholdings
  • Understand tax advantaged retirement savings accounts
  • Learn to use free planning resources
  • Recognizing opportunities to reduce and manage taxes
Target Audience:
Everyone
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FRS INVESTMENT PLAN: UNDERSTANDING YOUR BENEFITS
Understanding your retirement benefit can be a difficult task. The FRS Investment Plan workshop is designed to help Investment Plan members better understand their benefits, while also helping FRS Pension Plan members determine if switching to the Investment Plan is the right move for them. After attending this workshop you will understand all aspects of the FRS Investment Plan, including; plan features, payment options, investment fund choices, and the tools available to help you with your investment selections. You will learn how to use your second election, and discover the resource tools available to help you decide if switching plans is the right move for you.
Launch in external player
Recorded on July 24, 2013
The slides referenced in the workshop are available here.
Key Topics:
  • Understanding the FRS Plans
  • 2nd Election
  • Investment Fund Choices
  • Advisor Service
  • Investment Plan Features
  • Free Planning Resources
Target Audience:
Investment Plan members and Pension Plan members considering switching to the Investment Plan.
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Performance Info
Find a Workshop Near You
View our Workshop Calendar to find the date, time and locations of workshops currently being offered at a location near you. This schedule is updated weekly, so keep checking the site for schedule updates!

Sign up today!
Click here to register online
Or call the MyFRS Financial Guidance Line at 1-866-446-9377, Option 2; TRS 711

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