Financial Engines is a federally registered investment advisor held to high
standards of conduct on behalf of members in both FRS retirement plans. You can read more about
their responsibilities in the Financial Guidance and Advice Policy available on MyFRS.com or through
the toll-free MyFRS Financial Guidance Line.|
Their advice services are based on the methodology of
Nobel Prize winner Professor Bill Sharpe and have been widely recognized in the media for their
value to individual investors. As of December 31, 2008, Financial Engines' investment advice and
management services are available to over 7.4 million retirement plan participants.
More information on Financial Engines can be found in the Financial Engines Disclosure Statement which is part of the
legal documents mailed to you, or in Financial Engines Form ADV, Part II, filed with the U.S.
Securities and Exchange Commission and available from Financial Engines by writing to Financial
Attn: Investor Support
1804 Embarcadero Road
Palo Alto, CA 94303